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ID:	1251Friends,

The Magnuson install has been put on hold following a severe wreck yesterday. I was hit nearly head on from a older driver who ran a Red Light at the bottom of Provo Canyon. The police estimate they were travelling between 40-50 mph. The paramedic indicated that it was his opinion that my front bumper most likely saved my life.. The irony is that the bumper was just installed last Wednesday... Much thanks to Poison Spider for an excellent, safe product...
I guess that the S/C will wait for a new jeep to be purchased... My biggest worry at this point is whether Farmer's Insurance will cover my add-ons that my Jeep had. My Agent at State Farm indicated that we will pressure them to cover my accessories. Does anyone have any insurance experience where it wasn't your fault and things were covered??

Sore and bruised, yet grateful to be alive!

FF
Glad you are OK!

is the truck totaled?

frame damage?

As far as insurance, maybe others can tell about what to do after a collision. I have a separate "rider" to my auto policy that covers the mods. Or, at the very least, covers what they allowed. I piled the new gear on this policy until they told me i hit the limit.

Can you save any of the gear you put on? If they total it, would they let you take some of the stuff off? Your tires? rear and one front flare? headlights?

So some of my stuff isn't covered, but about 30k of mods on my truck are covered. I don't know how they would depreciate them after a wreck tho.